What is the Low Income Membership Assistance Program? 
The Low Income Member Assistance Program gives everyone, regardless of income, an opportunity to become a member-owner of River Valley Co-op and enjoy all the benefits of being a member of the co-op.

This program is for local residents who are committed to supporting our co-op by becoming member-owners, but who might not otherwise be able to afford to join.

How does the program work?
A member equity share in River Valley Co-op costs $150. Participants in the Low Income Membership Assistance Program pay 15 monthly installments of $5 (for a total of $75) and River Valley Co-op pays the other half of the share ($75). 

The $75 paid by the program is a loan. Repayment is optional, but if you find in the future that your circumstances allow you to repay the $75, that amount will then be contributed back to the Low Income Membership Assistance Fund to help future member-owners.

Who is eligible?
You are eligible if you value cooperative ownership rights and responsibilities and you find that you have difficulty affording either the full $150 membership or the $25/month installment program.

You alone determine whether you need the support of this program to become a member-owner. The funding comes from co-op members who have donated to the program to ensure that membership in the co-op is accessible to everyone, regardless of income.

If you would like to learn more about the benefits and responsibilities of being a co-op member-owner, stop by the Customer Service Desk. 

How may I apply?
If you are interested in receiving assistance to become a co-op member-owner, please stop by the Customer Service Desk and fill out an application. Applications will be processed on a first-come, first-served basis and granted if funding is available.